Wellness Starts with Your Wallet.
At The Healthy Ledger, we believe your credit story doesn’t define you — it empowers you. Our platform was created to bridge the gap between financial literacy, credit confidence, and long-term wealth for entrepreneurs and everyday hustlers who’ve been overlooked for too long.
We combine smart tools, real guidance, and heart-centered support to help you repair, build, and leverage your credit for what really matters — your business, your family, your future.
Meet Our Founder
Raven Reese is a proud Washington, D.C. native, Navy veteran, and seasoned leader with a heart for underserved communities. Her career began in hospitality, where she managed high-performing restaurant teams across the U.S. and Canada, always focused on people, systems, and service.
But time and time again, she saw talented individuals — especially entrepreneurs — get turned away from funding and opportunity because of poor credit or lack of education.
So she made it her mission to fix the gap.
With a background in Cybersecurity Policy and Management, Raven merged her passion for tech, equity, and empowerment into one platform:
The Healthy Ledger — a fintech company offering credit-building tools, business and personal funding, AI-powered coaching, and gamified financial literacy, all under one roof.
Now based in Atlanta, Raven is leading the charge to help 1 million entrepreneurs get funded, build legacy credit, and take back control of their financial future.
Our Mission
To bridge the gap between financial wellness and wealth-building by giving underserved entrepreneurs the tools, education, and access they’ve always deserved.
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What Sets Us Apart?
Credit + Capital Under One Platform
We help you build credit and get funded — fast.
For Founders Who Look Like Us Black, Brown, and underestimated entrepreneurs deserve financial tech that sees them.
Built With Tech & Intention We combine AI, education, and human coaching to deliver smart, soul-centered support.
Where We’re Based
Atlanta, GA — serving clients across all 50 states.